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Loans
When it comes to borrowing, your credit union is the place for competitive loan rates with local, friendly service. The types of loans we offer include:

  • Personal (unsecured) loans:
  • MasterCard: - No Annual Fee APR for Purchases 9.90% APR for Cash Advances 11.90%
  • Loans secured by savings or share certificate:Current Rate is 3.50% above current share or share certificate rate.
  • First Mortgages: - We are proud to be working with CUSO Mortgage Corp. in satisfying our members mortgage needs. Contact us for more information.
  • Home equity loans:
  • New and used auto or truck loans:
  • Vehicle Loans:
  • Recreational vehicle loans.
  • Loan specials throughout the year.

For Loan Application Click Here

Calculators

* Annual Percentage Rate

 

Loan Rates & Dividend Rates
Rates in effect as of July 2013. Rates are subject to change daily. Call Main Office 877-9474 or in Maine only 1-800-946-2463 for further information. New Vehicle Rates
100% Financing – Term depends on value of vehicle.

Terms

APR*
As Low As

Calculator – Auto Loan

NADA Book Value

72 mos.
60 mos.
48 mos.
36 mos.

4.25%
3.50%
3.00%
3.00%

Used Vehicle Rates 100% Financing on ALL USED VEHICLES. Term Depends on value.

Terms

APR*
As Low As

72 mos.
60 mos.
48 mos.
36 mos.

4.75%
4.50%
4.25%
4.00%

*Annual Percentage Rate
Personal Loans/Unsecured
0-12 mos. as low as 9.75% APR*, 13-24 mos. – 10.00% APR*, 25-36 mos. as low as 10.25% APR*, 37-48 mos.as low as 10.50% APR*.

Recreational Loans (July 1- July 31)
New: 0-36 mos. – as low as 3.24%, APR* 37-48 mos. as low as 3.24% APR*, 49-60 mos. as low as % APR*, 61-72 mos. as low as 4.75% APR*.,
72-120 MOS. 7.00 APR*.

Home Equity Line of Credit
Variable Rate** (Currently at 3.25% APR*.) ** Rate based on the New York Prime. (Min. Rate 3.00 APR*.) Rate adjusted quarterly on Jan., Apr., Jul., and Oct. 1st.

MasterCard® Credit Card
9.90% APR* for purchases Fixed Rate -No Annual Fee
11.90% APR* for cash advances. Fixed Rate – No Annual Fee.
Click for more information and a printable application

Current Dividend Rates
Rates in effect as of: July 2013. Rates are subject to change daily. Call Main Office at 877-9474 or 1-800-946-2463 for further information.

Product

Rate

APY**

Share
(Savings)

.20%

.20%

Clubs

.20%

.20%

IRA’s

.35%

.35%

Share Certificate
6 month
$500 minimum

.40%

.40%

Share Certificate
12 month
$500 minimum

.50%

.50%

Share Certificate
18 month
$1,000 minimum

.60%

.60%

Share Certificate
24 month
$1,000
minimum

.85%

 

.85%

Share Certificate
36 month
$1,000
minimum

1.10%

 

1.11%

 

**Annual Percentage Yield

Your Savings is Federally Insured to at least $250,000 and Backed by the full faith and credit of the United States Government.

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